Author: Nicholas Macdonell

Introduction Running a construction business means you’ve got to keep up with demand, land big contracts, and stay efficient—all of which require top-notch equipment. But here’s the catch: construction equipment is expensive. Whether you need excavators, loaders, trucks, or even smaller power tools, the upfront costs can eat into your cash flow fast. This is […]

Introduction In the construction world, cash flow is often one of the toughest challenges to manage. Long-term projects, delayed client payments, and upfront expenses for materials and labor can leave contractors strapped for cash—even when the work is moving forward. This is where progress payment financing comes in. Progress payment financing is a type of […]

Introduction Cash flow challenges are a fact of life for contractors and builders. Whether it’s covering payroll, buying materials, or bidding on new projects, having access to capital is essential for keeping your business running smoothly. But what do you do when your cash reserves are tied up in equipment that you can’t afford to […]

Introduction As a contractor or builder, managing cash flow is one of the biggest challenges you face. Between paying for materials, equipment rentals, and labor costs—often before you see any payments from your clients—things can get tight fast. That’s where trade credit can make all the difference. Trade credit allows you to delay payments to […]

Introduction If you’re a contractor or builder, you’ve probably faced one of the industry’s most frustrating challenges: delayed payments. Whether you’re waiting on a client to process invoices or dealing with long payment cycles, slow cash flow can put serious pressure on your business. Payroll, materials, and other expenses don’t wait, but your payments often […]

Introduction In construction, cash flow is king. Projects don’t wait for invoices to be paid or for payments to clear. Whether it’s buying materials, covering payroll, or dealing with unexpected expenses, contractors often need access to cash—fast. That’s where a business line of credit (LOC) comes in. Think of it as your financial safety net, […]

Introduction As a contractor, you know that cash flow can make or break your business. Even if you’ve got big projects in the pipeline and invoices on the way, day-to-day expenses don’t wait. You need to pay your crew, buy materials, and keep the lights on—all while managing delays in client payments. This is where […]

Introduction Every contractor and business owner knows that cash flow doesn’t always line up perfectly with expenses. Whether it’s covering payroll, purchasing materials, or dealing with unexpected costs, there are times when you need extra cash—and fast. That’s where a short-term business loan comes in. A short-term business loan is a type of financing designed […]